From vehicles, trailers and tools, to health and income, knowing how your insurance works – and what each policy actually covers – can make all the difference when something goes wrong, writes Construction Risk Expert Ben Generally, if something is road registered or mechanically propelled on wheels, it should be insured on a vehicle policy. This includes trailers. There are exceptions for heavy equipment, which may need specialist cover. Most commercial vehicle and contracto

The Government’s plan to shift the construction sector to a proportional liability regime is set to ease pressure on councils – but may leave the main contractor exposed to greater compliance burdens and legal responsibility for subcontractor mistakes. In this opinion piece, Builtin construction insurance expert Ben Rickard explores the implications for landscapers carrying out work that requires a building consent The Government has announced that it intends to switch the co

As climates get hotter, the risk of fire increases – as does the risk landscapers and their clients face. To help better understand...

Getting the sum insured right is critical to ensure you’re paying the right premium and getting the cover you expect, explains insurance...

Managing risk as a landscaper is about more than just having the right insurance, explains Ben Rickard Having the correct insurance in...

While they seem similar, there’s a big difference between health and income protection insurance. Builtin Insurance highlights the differenc

Cybercrime is on the rise and affecting small businesses – which makes landscaping companies vulnerable. Today is a great opportunity to...

If you are stockpiling items in high demand and short supply, such as fence and decking timber, make sure you are insured. Ben Rickard...

No one wants to be involved in an employment dispute, but they do happen, and there are right ways and wrong ways to deal with them. Ben...

What public liability insurance covers is one of the most common questions Builtin gets asked by tradies – and one of the most important...

One of the most common complaints with insurance is disagreement over the value of a vehicle at the time of a claim. Ben Rickard from...

There’s a big difference between health insurance and income protection – which should you spend your money on? It’s not uncommon for...

During a recession, it is understandable to question whether insurance should be cut back on, as people look to trim overheads in...

Are you and your business protected from key areas of risk? Arm yourself with some professional advice from Builtin Insurance – New...